Stamp Duty Refund - Black Mould in Buy to Let

Black Mould in a Buy to Let?

If your second property or buy to let was suffering from black mould when you completed the purchase then you could be due a Stamp Duty refund. This is due to the property not being fit for human habitation.

So what is the problem with black mould?

Black mould, also known as Stachybotrys chartarum, can be a serious health hazard when it grows in a property. Prolonged exposure to black mould can cause a range of symptoms and health problems, including:

Respiratory problems: Black mould produces allergens and irritants that can cause respiratory issues, such as coughing, wheezing, and shortness of breath. People with preexisting respiratory conditions, such as asthma, are particularly vulnerable.

Allergic reactions: Some people may experience allergic reactions, such as skin rashes, itching, and runny nose, after being exposed to black mould.

Eye irritation: Black mould can cause eye irritation, such as redness, itching, and tearing.

Headaches and fatigue: Some people may experience headaches and fatigue after being exposed to black mould for an extended period of time.

Immune system suppression: Prolonged exposure to black mould may weaken the immune system and make people more susceptible to infections and other health problems.

It's important to note that not everyone will experience health problems from living in a property with black mould, but some people may be more sensitive to mould exposure than others. Children, elderly people, and people with weakened immune systems are particularly vulnerable.

Claim back overpaid Stamp Duty

In conclusion, black mould can be a serious health hazard when it grows in a property. Prolonged exposure to black mould can cause a range of symptoms and health problems, including respiratory problems, allergic reactions, eye irritation, headaches, fatigue, and immune system suppression.

If you suspect that you purchased a 2nd property with black mould, it is important to take immediate action to recover and additional Stamp Duty that you may have paid.